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Electronic Gadgets – The Perfect Gift Any Day Of The Year

In today’s technological world, people are rushing to the mall to view the latest electronic gadgets. Who wouldn’t ? These gizmos and gadgets, which range from the lightweight mp3 players and mobile phone to the extravagant camcorders and portable DVD players, have become part of everyday life.Although you may have set your mind on certain electronic gadgets for yourself, buying them as gifts can become a different story. Of course, you have to consider the price for each item you buy.If you shop around online or in any electronic gadgets marketplace, you will discover that there is a plethora of selection for each kind of gadget. Therefore, before looking for gifts and becoming overwhelmed by your choices, narrow it down to the kind of gadget, whether it may be mp3 players, state-of-the-art remotes, portable audio players or whichever you wish to buy, and then settle on a budget range.When you have decided on the price range and kind of gadget to buy, determine whether you want the items to be used in the office, at home or for travel.If you’re going to give gifts for a group and have a budget of less than Rs. 1,000 for each, you may consider electronic gadgets such as the Skype Phone, Key Chain Remote, Golf Scope, Robotic Reading Light, USB Massager, and Wristband watch just to name a few.If you can spare Rs. 1,000 more, you can opt for Wireless Car MP3 Transmitter, Ultrasonic Tape Measure, Personal Air Purifier, MP3 Player and many more.Splurge your money with the trendiest electronic gadgetsIf money is not an option for you, buying electronic gadgets can be an easier task. However, you should still narrow down your choices from portables, home use and office use.For home use, the most sought-after gizmos are PlayStation or Xbox, complete entertainment theatre systems, flat-screen TVs, e-book readers and advanced PDAs.Choosing electronic gadgets for the office can become tricky since the gifts will depend on how formal your office runs. If your office is like Google Office, which homes hundreds of toys and gadgets for relaxation, you could also choose gadgets for home use. However, if your office has a formal setting, look for gifts that are appropriate for the business needs, like a portable presentation system or a heavy-duty hard drive.Gadgets that are perfect for travel include spacious hard drivers, portable DVD players, portable PlayStation, the latest mobile phone and the all-time favorite mp3 players.Regardless of what gift you choose, the receiver will appreciate your gift. Who wouldn’t ? Electronic gadgets are the trend of this generation.

Adorn Your Services With Enhancements and Watch Your Bookings Grow!

Walking into a hotel room and finding a mint or flowers, aesthetically placed on a pillow is something that has been seen and followed by hoteliers aplenty. As an hotelier looking for constant increase in sales & revenue, you are also on the lookout to keep enhancing your services to serve your guests in a better way. You need to up the ante by introducing innovative ideas and enhancements into your hotel services. Just one unique amenity can spread the word of mouth and can get you media coverage. These enhancements are your leeway to sell your hotel rooms in a better way. While there is no “one size fits all” approach to improving a hotel, there are enhancements that can help to increase guests’ overall comfort. Hoteliers can attract new guests and increase guest satisfaction by making significant changes to the property and amenities at their hotels.If your hotel offers any added amenities or services such as free breakfast or evening h’or doeuvres, give the guest the information also stating that any added service will be chargeable as per your price module. Provide specifics about any special services that the hotel has to offer such as spa treatments, airport pickups, unlimited buffets, and any other frills and enhancements that your hotel is willing to offer at a minimal increase in cost.A wide range of enhancements will keep your guests feeling pampered. * Go wireless. Access to the internet is something that everyone needs in today’s cyber age. Install Wi-Fi connections to provide 100 percent wireless internet access from anywhere on your hotel property, including lounges, meeting rooms, guest rooms and banquet halls etc. * Expand the hotel. Large properties can attract visitors in search of entertainment by offering a club with a dance floor, restaurants or spas as added facility amenities. Small hoteliers may consider adding bars and restaurants or a pool/jacuzzi to the property. * Add services. Amenities such as babysitting or childcare services, spa services, butler services and indoor or heated pools are attractive to guests. Equip rooms or the front desk with a safe-deposit box to offer guests added security for important documents and expensive jewelry. * Offer upgrades and online discounts. These can include weekly rates and travel packages that provide tickets to local attractions such as theme parks, museums or restaurants. You can also include attractive honeymoon packages and added frills like welcoming the newlyweds with a bottle of sparkling wine or champagne, chocolates etc. Such enhancements will assist in furthering your brand image and will eventually result in more revenue for you. * Increase concierge services. Take a leaf out of the books of larger luxury hotels and monitor the amenities that they offer and provide your guests with similar services. Add a tour desk or provide the front desk with reservation numbers for local attractions.

Has the Time Come to Consider Cyber Risk Insurance?

Cybercrime is dramatically increasing. The losses now exceed the dollar amount of the illegal global drug trade. Computer crime is a low risk, high reward proposition. Major losses can easily occur without the immediate knowledge of the victim. Law enforcement is powerless to stop it.Everyone who depends upon technology to conduct business and commerce is at risk. The threats are expanding and very few business owners are prepared to stop the data breaches. Yet these businesses have a legal obligation to do so.How vulnerable are you? Test your understanding by considering the three questions below:1. Have you inventoried and classified all of your digital records?
2. Do you have a formal information security plan?
3. Does each of your employees maintain an appropriate level of information security awareness?Your cyber risk is elevated if you answered anything but “yes”.What type of losses can occur as a result of a data breach?An organization can suffer a loss of revenue or be driven out of business as a result of a cyber attack. One company, for example, had two laptops stolen and was required by law to notify more than 800,000 clients of a possible security breach. The total cost was more than five (5) million dollars. Very few organizations would be able to survive.Included in the cost of an information security breach are:a. Legal fees to defend against civil suits and regulatory fines
b. Determining the cause and extent of the intrusion (forensics)
c. Messaging to protect the organization’s brand
d. Credit monitoring of customers whose data was lost
e. Loss of sales
f. Public relations expenses
g. Legal settlement for damages including down-stream liability
h. Repair or replacement of damaged hardware and softwareWho is behind the threats against your digital infrastructure?The perils faced by an organization’s digital resources can arise from anywhere at any time. Employees can make an innocent mistake and spawn major security incidents. Certain threats can be deliberate, calculated and a matter of life or death. Owners of computer networks need to consider the full range of threats that they face.Among the groups that threaten an organization’s computer systems are:a. Organized crime (cyber criminals)
b. Competitors wishing to harm your organization or to steal proprietary information
c. Insider threats – innocent or intentional
d. Hacktivists
e. Nation states
f. TerroristsEach of the above threats can result in the loss, destruction, alteration or damage to your data and information infrastructure. These threats can originate in your office, while working at home, while traveling or while using mobile devices.What can be done to reduce the risk?Any liability arising from a successful cyber attack can’t be re-assigned by hiring a third party to provide security. Your organization is exclusively responsible for the safe operation of its information resources.There are a few things that can be done to reduce the risk. The company can work to establish a culture of security within the organization. A comprehensive computer security plan can be implemented. Cyber security awareness training is a must. Everyone in the organization must be aware of his or her responsibilities to help stop threats. An intrusion detection system, for example, can be installed. Sophisticated encryption software can be deployed.An organization can also hedge its bet against significant loss by transferring risk and using cyber insurance. It allows an organization to selectively assure that risks can be mitigated.Should you consider cyber risk insurance?Computers, by their very nature, bring new risks to the doorstep of modern commerce. A cyber attack against a company’s information system can expose confidential information, directly damage a client and result in a lawsuit. Risk based insurance that covers losses caused by a cyber attack is a relatively new concept.Many organizations, in the past, have purchased what is known as E & O insurance policies. They typically protect a company from losses due to a failure to perform services to the satisfaction of customers and clients – real or perceived.Cyber risk insurance, however, is a different concept and the need for it is growing. Insurance to cover digital losses mainly consists of first-party and third party protection. The first-party dimension insures against successful attacks that result in damage to a company’s information infrastructure, loss of revenue and direct cost associated with recovering from a successful network compromise. Third-party cyber risk insurance, on the other hand, covers losses incurred by others such as clients and outside organizations.The cyber insurance market is highly segmented and lends itself to customizing policies. Many cyber risk polices can be built ala carte. Items that can be included in coverage range from loss of revenue to expenditures associated with notifying people who are victims of the security breach.So how can an organization mitigate risk and defend resources?Our digital infrastructure exists and operates in a massive threat environment. Any business owner and organization using computers is at risk of an attack. When a breach occurs significant losses can happen. Businesses can suffer serious financial losses and can be legally liable for the losses caused by third parties.You can’t re-assign your liability to a third party. You are still responsible for the loss of confidential information and for the losses suffered by others because of a lack of due diligence on your organization.An organization should complete a risk analysis related to your information processing system. Implement appropriate technology-based solutions (i.e. installing specialized software) and create a comprehensive information security plan. These alone could prove that you took reasonable steps to counter cyber threats.Every organization should have an information security policy and it should be based on accepted international standards and controls (such as ISO 27000) and cover information assurance from the creation of records through their use and ultimate destruction. Your cyber security plan should also include a vigorous cyber security awareness-training component.Has the time come to seriously consider transferring the risk faced by your computer resources and purchasing a customized cyber risk insurance policy? The sheer magnitude of the threats suggest that it would be prudent to do so before it is too late.